Unlock The Doors to Your New Home

Introducing an easier way for aspiring home owners to get on the property ladder and own their first home, completely mortgage-free.

How First Time Homebuyers Can Benefit

Own now and build your happy place
Don’t continue renting while waiting to save up a big deposit for a home. You can start owning now for less.
No mortgage, low monthly payments
Pay 10% less in monthly payments compared to mortgages. No hidden fees or costs.
Turn your rent payments into equity
With every monthly payment, homeowners will build equity value. As a homeowner, you stand to own at least 20% of the home in 5 years.
Stand to benefit from capital gains
As the home increases in value, you stand to profit from a portion of the upsides while maintaining the same monthly repayment.

How It Works

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    Choose Your Home

    Use our home search engine, which lets you filter your dream home based on your personal criteria like pricing, size, townships, commute time, etc.

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    Crowdfund Your Home

    Pay a 5% deposit, and FMH crowdfunded your home from retail and institutional investors within 30 days. If funding target is not achieved, your deposit is returned in full.

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    Move In!

    You get your keys in as little as 3 months from when we successfully crowdfund your home.

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    Make a Fixed Monthly Payment

    Make the same payment each month and watch your equity value grow as your home appreciates in value.

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    Refinance or Sell in Year 5

    Refinance or sell your home in year 5 and capture all the capital gains. If property price falls, you can choose to walk away with no debt!

Get in touch!

We are here to help answer any questions you might have.