Take a Peek Into the Future

See what to expect after you have bought your first home.

Property Price
RM

RM 200,000

RM 5,000,000

Annual Home Value Appreciation Rate
%

-10%

10%

To own a home, you pay

Plus other purchasing costs, ie. legal fee, stamp duty, etc - approximately 4% of property price.

FundMyHome will source the remaining through institutional investors. Once funding is completed, you will move into the home without further financial obligations and stay for free for 5 years* or rent it out to earn rental yields!

*You will get back your if the property does not depreciate in value at the end of 5 years.

In Year 5

Before Year 5 is due, you will need to decide if you want to sell the house (and earn potential profits), or continue to stay in the home by buying over or refinancing the home. The value of your home in 5 years will be , and you will need to pay if you choose to refinance and stay on.

If you want to sell the home, the property will be put on the market and sold at its valuation price. Proceeds from the sale will be distributed among investors and buyers. Based on the appreciation of , you could potentially make in capital gains or losses.

The Bottom Line

Looking at your investment costs, you would have made in Capital Gains and in Opportunity Gains, which comes from savings in rental (based on 4.5% rental yields). You will also not have to worry about paying interests from a home loan.

Ultimately, you could be making in total gross gains, representing a return of investment of over 5 years. We see this as a win-win solution to your home buying woes!

*This is a simplified calculator designed to demonstrate what home buyers on FundMyHome will pay and their potential equity at the end of Year 5. Results displayed by the calculator are not intended to reflect accuracy of investment and users are advised to refer to the Terms & Conditions before buying.